The 1-2-3 Rewards® Visa Card gives you unlimited rewards.

Cardmembers earn free groceries with every purchase!1

  • 1 point per qualifying net $1 spent anywhere1 Visa is accepted
  • 2 points per qualifying net $1 spent in the Kroger Family of Stores (exclusing fuel centers)
  • 3 points per qualifying net $1 spent on the Kroger Family of Brands
  • Every 1,000 points = $5 in Free Groceries
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Learn more about the benefits of the 1-2-3 Rewards® Visa Card.

Do more with Online Banking.

Secure account access available 24/7.

  • View your balances, transactions and account statements
  • Enroll in paperless statements
  • Make online payments or set up recurring AutoPay
  • Enroll in security and account alerts via email or text messages2
  • Use your Web-enabled mobile device to view your account3
  • View your earned Rewards Points

Enroll in Online Banking today!

Log in to Online Banking
Enroll in Online Banking

U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of the 1-2-3 REWARDS® Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2017 U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits . Upon approval, please refer to your Cardmember Agreement for additional information.


1 Earn points toward free groceries.  Reward points are earned on eligible net purchases.  Net purchases are purchases minus credits and returns.  Not all transactions qualify for Reward points, such as Advances, Balance Transfers, and Convenience Checks. Purchases made at The Kroger Family of Companies Fuel Centers do not earn Reward points.  Rewards sent automatically only to balances greater or equal to 1,000 points, if your Account is open and in good standing.  Rewards Certificates cannot be redeemed at Fuel Centers.  Upon approval, see your Cardmember Agreement for details.
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2 You may be charged access rates by your carrier, dependent on your individual plan. Check with your carrier for details on specific fees and charges.
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3 The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.
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